the most popular questions

Q: What is predatory mortgage lending ?
        A: Predatory mortgage lending, according to the office of inspector general of the FDIC, is “imposing unfair and abusive loan terms on borrowers.” Some common predatory lending practices include: brokers that charge higher interest rates, unnecessarily large fees, prepayment penalty, targeting of minority groups, explosive adjustable interest rates, hidden fees that are not included such as taxes and insurance.  
Q:Can I sue my lender/servicer even if my house already was foreclosed on ?
A:Possibly, if accepted we would seek the return of title to your name and/or monetary damages for wrongful foreclosure.  
Q: If I have an investment property or multiple properties, does a lawsuit or modification still apply to me ?


A: Yes, lawsuit or modification could apply to residential properties whether investment or owner occupied.

Q: Who is the legal counsel working on our case ?
  A: There are many skilled attorneys at Olympia Law Group. The lead attorney who oversees the process is Matin Rajabov. Attorney Rajabov is a  California attorney who has over 20 years of experience in the field.    
Q:Can I stop paying the mortgage after becoming a client ?
    A:Client should continue paying mortgage if they are able to unless the bank will not accept payments or a stay of payments is issued by the court.    
Q:Will a lawsuit or modification stop foreclosure ?

A:Lenders will often not foreclose due to the dual tracking laws. This is due to the potential liability. However again we cannot unequivocally state or guarantee that a modification or lawsuit will stop a foreclosure sale date.

Q:How long do you foresee a case lasting ?
  A:Estimating duration of litigation or modification is always uncertain. Our firm always looks towards the quickest settlement possible.    
Q: If a client has applied for loan modification or has previously received a loan modification, are they still eligible for the lawsuit process ?
    A: You may qualify, however litigation may affect any pending modification application. We still need you to answer a lawsuit qualification questionnaire.  

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